Terms and Conditions

01. Who These Terms Are With

These Terms and Conditions are an agreement between you and Agency Learning Lab (SMC-PRIVATE) Limited, the company that operates Swordofruler.com .

By registering an account, enrolling in a course, submitting a payment or using our learning services, you confirm that you have read and accepted these terms.

02. What You Are Buying

You are purchasing access to the specific course or program in which you enroll. This may include lessons, learning materials, templates, resources and any live sessions expressly listed on the relevant course or enrollment page at the time of purchase.

Course access is provided on a lifetime-access basis, meaning access continues for the operational lifetime of the relevant course and learning platform, subject to these terms, technical availability, security requirements and applicable law.

We may update, improve, add, remove or reorder course content to keep the educational material accurate and useful. Where an advertised live session is cancelled, we will make reasonable efforts to reschedule it or provide an appropriate recording or alternative.

03. Educational Purpose

Sword Of Ruler provides educational training, frameworks, examples, templates and learning support. Our programs are not employment, franchise, investment, financial-advisory or guaranteed-income services.

You remain responsible for your own decisions, business activity, communications, legal compliance and use of the information provided.

04. No Guarantee of Results

Nothing on this website, inside a course, in a live session, student example, testimonial, message or statement made by our team should be understood as a promise of earnings or guaranteed success.

Individual results vary. What you achieve depends on factors such as your effort, skills, decisions, experience, available resources, market conditions and personal circumstances. Testimonials and student examples describe individual experiences and are not typical or guaranteed outcomes.

05. Prices and Payment

The applicable price and currency will be displayed on the relevant course, Packages, enrollment or checkout page before payment.

We may accept payment through:

• Bank transfer
• Easypaisa
• JazzCash
• USDT through Binance

Available payment methods may vary. You must follow the payment instructions displayed on our official website or provided by an authorized Sword Of Ruler representative.

Enrollment is activated after payment verification, normally within 2–4 working hours during our support hours. If we cannot verify a payment, we will contact you before activating access.

Payment screenshots and transaction details may be requested solely for manual payment verification. Their handling is explained in our Privacy Policy .

06. Refunds

A refund may be requested before payment verification and activation of digital course access.

Exceptions may apply to duplicate payments, confirmed billing errors, situations where we cannot provide the purchased access, or where a refund is required under applicable law.

If we cannot verify your payment, we will not activate the relevant access and will arrange to return the verified amount through an appropriate available method.

07. How We Contact You

We may contact enrolled students through WhatsApp, email and, where reasonably necessary, telephone.

WhatsApp messages are sent only where the student has provided the relevant consent. Required operational messages may include payment verification, course access, class reminders, account security and student support.

Optional promotional messages require separate marketing consent. You can withdraw WhatsApp marketing consent at any time by replying STOP or emailing support@SwordOfRuler.com .

If WhatsApp communication is stopped, please keep your email address current so that we can send essential course and account notices when required.

08. Messaging and Outreach

We do not teach, sell, authorize or support:

• Bulk or unsolicited WhatsApp messaging.
• Scraped, purchased or unauthorized phone-number lists.
• Spam, deceptive identities or misleading messages.
• Continuing to contact someone after they have asked the sender to stop.

Where our educational material discusses client outreach, that outreach must be lawful, relevant and permission-based. The sender must clearly identify themselves and promptly honour any opt-out or request to stop.

Using our learning material to send unsolicited or bulk messages breaches these terms and may also breach the rules of the platform used to send those messages.

09. What We Expect From Students

You agree that you will:

• Provide accurate registration and payment information.
• Keep your login credentials private and secure.
• Not share your account or permit unauthorized access to course material.
• Not copy, record, download, resell or republish material except where a download is expressly provided.
• Not abuse, harass, threaten, mislead or advertise to other students through our community or live sessions.
• Use our services and learning materials only for lawful purposes.
• Follow the rules of WhatsApp, Meta and any other platform you use.

If these requirements are seriously or repeatedly breached, we may suspend or terminate access without a refund, subject to applicable law.

10. Intellectual Property

Course lessons, videos, written material, templates, graphics, branding and other original resources remain the intellectual property of Agency Learning Lab or their respective lawful owners.

You are free to apply what you learn in your own lawful business. You may not sell our course material, teach or present it as your own, publicly distribute it, or provide it to someone who has not obtained authorized access.

11. Account Suspension or Termination

We may temporarily suspend or permanently terminate an account where we reasonably believe it is involved in account sharing, fraud, payment reversal abuse, security threats, harassment, intellectual-property infringement, unlawful activity or a serious breach of these terms.

Where appropriate, we may contact the account holder and provide an opportunity to clarify the issue before permanent termination.

12. Platform Availability

We make reasonable efforts to keep our website and learning platform available. Temporary interruption may occur because of maintenance, updates, hosting problems, security incidents, internet failures or circumstances outside our reasonable control.

Temporary service interruption does not automatically create a right to a refund, although we will make reasonable efforts to restore access or provide an appropriate alternative.

13. Third-Party Services

Our services may rely on third-party hosting, learning, communication, payment or technology providers. Their independent services may also be governed by their own terms and policies.

We are not responsible for independent third-party services that are outside our reasonable control, but we will make reasonable efforts to assist where their service directly affects access purchased from us.

14. Privacy

Our collection, use, storage and protection of personal information is explained in our Privacy Policy .

By submitting information through our website, you acknowledge that it will be handled in accordance with that policy and any consent choices presented on the relevant form.

15. Support and Complaints

For support or complaints, email info@agencylearninglab.com or message +92 320 9040000 on WhatsApp.

Our support hours are Monday to Saturday, 09:00–20:00 Pakistan Time . We aim to acknowledge complaints within two working days.

Please include your name, registered email address and relevant payment or account details. Never send your banking password, ATM PIN, private cryptocurrency key or security code.

16. Governing Law

These terms are governed by the applicable laws of Pakistan.

If a complaint cannot be resolved directly between you and Sword Of Ruler, the matter will be subject to the jurisdiction of the competent courts in Lahore, Pakistan, subject to any mandatory rights available under applicable law.

17. Changes to These Terms

We may update these Terms and Conditions when our services, processes or legal requirements change.

The version published on this page when you enroll will apply to your purchase, except where a later change is required by law, improves student rights or is separately accepted by you.